Crypto, Stocks & Precious Metals IRAs

One Account, Unlimited Possibilities

A self-directed IRA for crypto, stocks, ETFs and precious metals, with zero-commission stock trading.

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Tax-advantaged retirement account
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Zero-commission stocks and ETFs
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AI-formulated quantitative strategies
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Award-winning US-based client service

Open an Account

See How It Works

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Account types

Find the account that fits your goals

From a hands-off IRA to an AI-formulated strategy, pick the account that matches how you want to invest.

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iTrustCapital IRA

A self-directed retirement account for crypto, stocks, ETFs and precious metals.

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Premium Custody Account

Private, segregated custody with additional account controls for larger portfolios.

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Premium Custody Treasury

A treasury account inside your IRA for cash you are not ready to invest yet.

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Q

An AI-formulated quantitative strategy that manages a diversified portfolio for you.

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What's new at iTrustCapital

What is Q?

How a quantitative, AI-formulated strategy builds and rebalances a diversified portfolio.

Rollover October

Consolidate an old 401(k) or IRA into one account you can manage in one place.

The benefits of an IRA

Why a retirement account can be a more tax-efficient home for crypto and stocks than a taxable one.

Premium Custody Account

Move to segregated, private custody as your portfolio grows.

Premium Custody Treasury

Keep cash you have not invested yet in a treasury account inside your IRA.

Open an Account

How it works

Open an account in three steps

Setup takes minutes, and every account is opened in your name.

Create your account

Fund your account

Transfer an existing 401(k) or IRA, or make a contribution by bank transfer.

Start investing

Buy crypto, stocks, ETFs and precious metals from a single dashboard.

Crypto, stocks & ETFs, precious metals. All in one place.

No juggling separate brokers, wallets and custodians for each asset class.

Get Started

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Pricing

Two fees, both published up front

No monthly account fees and no account setup fees. The only trading cost is the one shown here.

See All Fees

Built to protect your retirement savings

Your holdings are held with regulated third-party custodians, not on iTrustCapital's own balance sheet.

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Third-party custody

Digital assets are held with regulated custodians including Fidelity Digital Assets, Wells Fargo, Fireblocks and Coinbase Prime.

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Segregated accounts

Client assets are held separately and are never commingled with iTrustCapital's own funds.

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Account protection

Two-factor authentication protects every sign-in to your account.

Custody provided by

Reviews

Trusted with more than $18 billion in transactions

More than 300,000 accounts opened, and 16,000+ five-star reviews from clients.

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"I moved an old 401(k) across and had everything in one account the same week. The team walked me through the transfer step by step."

M. Alvarez

iTrustCapital client

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"The fees are the reason I stayed. I know exactly what a trade costs before I place it, and nothing is taken out behind the scenes."

D. Chen

iTrustCapital client

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"As a long-term holder, buying crypto inside a retirement account without a separate wallet is exactly what I wanted."

R. Okafor

iTrustCapital client

Frequently asked questions

What a self-directed IRA is, what it costs, and how your assets are held.

It is a retirement account you direct yourself, which means you can hold assets that most IRAs do not allow, including cryptocurrencies and precious metals.

There are no monthly account fees and no account setup fees. Stock and ETF trades are commission-free, and crypto and precious metals trades carry a 1% fee.

You can transfer or roll over an existing retirement account, or make a contribution by bank transfer once your account is open.

Cryptocurrencies, individual stocks, ETFs, and precious metals such as gold and silver, all held in the same retirement account.

Securities and cash in your account are covered by SIPC protection through the custodian. Crypto is not SIPC insured and is held with a qualified digital asset custodian.